+233 (0) 38 209 4048   |     [email protected]

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  • ABOUT US

      • Vision and Mission Statement
      • Corporate Information
      • Core Values
      • Board of Directors
      • Executive Management Team
      • Branch Managers

      ABOUT US

      Bessfa Rural Bank Ltd was established in November, 1983. The name "BESSFA" is an abbreviation that stands for "Bawku East Small-Scale Farmers Association".

  • PRODUCTS & SERVICES

      • Personal and Business
      • Micro Finance Products
      • Agribusiness Products
      • E-Banking Services
      • Domestic & Foreign Remittances


  • NEWS

      • News & Reports

      Notice to Banks, Specialised Deposit-taking Institutions and the Public Notice No.BG/GOV/SEC/2025/31

      Get Started with GhanaPay - The Easy Way to Bank with Bessfa Rural Bank!
  • BRANCHES

      • HEAD OFFICE - Garu
      • Garu Agency
      • Bawku Agency
      • Pusiga Agency
      • Nakpanduri Agency
      • Bunkpurugu Agency

      • Nalerigu Agency

      HEAD OFFICE - Garu

      +233 (0) 38 209 4048

  • DOWNLOADS

      • Annual Reports
      • Dormant Accounts
      • Loan Forms
      • Account Opening Forms
      • Deposits Form

      Loan Application Form
      BESSFA Agents Manual
      BESSFA Tariff Guide
      Signature And Mandate Card
      Salary Loan Form
      Non-Salary Loan Form
      Individual Account Opening Form
      Ghanapay Accout To Wallet Mandate Form
      Fixed Deposit Form
      Corporate Loan Form
  • CONTACT US

    • CONTACT US

      • Send Quick Message
      • MD Direct
      • Our Branches

      BESSFA RURAL BANK LTD
      Off the Garu – Nakpanduri Road
      Opposite Garu Presbyterian Health Center
      Post Office Box 160 Garu
      Upper East – Ghana
      GPS Code: UG-0001-5370
      Telephone: +233 (0) 38 209 4048 / (0)38 209 6553
      Email: [email protected]

Board of Directors

Cletus Azaabi

Mr. Cletus Azaabi
Board Chairman

Edward Ndezuri Ndebugri

Mr. Edward Ndezuri Ndebugri
Member

Wilson Anabah

Mr. Wilson Anabah
Member

Joseph Ayabila

Mr. Joseph Ayabila
Member

Ophelia Laadi Amadu

Madam Ophelia Laadi Amadu
Member

Samuel Bigol

Mr. Samuel Bigol
Member

ABOUT US
Vision and Mission Statement
Corporate Information
Core Values
Board of Directors
Executive Management Team
Branch Managers

ABOUT US

  • Vision and Mission Statement
  • Corporate Information
  • Core Values
  • Board of Directors
  • Executive Management Team
  • Branch Managers

PRODUCTS & SERVICES

  • Personal and Business
  • Micro Finance Products
  • Agribusiness Products
  • E-Banking Services
  • Domestic & Foreign Remittances
  • Other Services

BRANCHES

  • HEAD OFFICE - Garu
  • Garu Agency
  • Bawku Agency
  • Pusiga Agency
  • Nakpanduri Agency
  • Bunkpurugu Agency
  • Nalerigu Agency

© BESSFA Rural Bank | +233 (0) 38 209 4048 | [email protected] | Nov. 2025

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